(A) The Agency determines which the bank has not presented adequate justification to the plan and every element of the strategy as needed pursuant to paragraph (d) of this part;
가장 직관적이고 기본적인 방법은 웹 브라우저 주소창에 네이버 주소를 입력하는 것입니다. 네이버의 공식 주소는 ""입니다. 주소창에 이 주소를 입력하고 엔터 키를 누르면 네이버 메인 페이지로 이동합니다.
usually means, notwithstanding the definition of “modest farm” in this area, a loan included in “loans to compact farms” as reported in Plan RC-C of the Call Report.
(B) Besides as delivered in § 228.fifty one(e), a substantial lender having a combined complete of ten or maybe more facility-based evaluation areas and retail lending assessment parts in any Point out or multistate MSA, as applicable, or for that institution may well not receive a score of “Satisfactory” or “Superb” in that State or multistate MSA, as applicable, or to the establishment, Except the bank gets an All round summary of at the very least “Very low Satisfactory” in 60 p.c or even more of the full quantity of its facility-primarily based evaluation regions and retail lending evaluation regions in that Point out or multistate MSA, as applicable, or for your establishment.
) A summary of the geographic spots served through the Neighborhood advancement loan or Group advancement investment, specifying any county, Condition, multistate MSA, or nationwide place served; and
The Board may possibly regulate a little financial institution rating from “Satisfactory” to “Outstanding” at the institution amount where by the lender requests and receives further thought for the following actions, devoid of regard to whether or not the exercise is in a number of of your lender's facility-primarily based assessment regions, as applicable:
signifies a lender's loans in a single of the subsequent, independent classes in a particular Retail Lending Take a look at Location:
The Retail Lending Test evaluates a financial institution's record of helping to fulfill the credit score requires of its complete Group in the financial institution's origination and buy of car loans In case the lender can be a bulk vehicle lender.
Issue for the geographic demands in paragraph (b) of this section, a large lender ought to delineate, for a certain calendar yr, a retail click here lending evaluation area in almost any MSA or while in the nonmetropolitan spot of any State in which it originated:
(B) For a big bank that experienced belongings lower than or equal $10 billion as of December 31 in both with the prior two calendar years and that operates at the very least just one department, the Board considers the lender's electronic supply systems as well as other delivery techniques on the financial institution's selection.
The Board evaluates the file of an intermediate lender, or a small lender that opts being evaluated beneath the Retail Lending Examination, of helping to meet up with the credit history wants of its complete Local community in its outdoors retail lending place pursuant to § 228.22, for a particular calendar year, if:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A lender have to maintain a public file, in both paper or electronic structure, that includes the subsequent info:
(1) For banking companies that manage a web site, all information and facts demanded for that financial institution's community file under this portion needs to be preserved about the bank's website.